Tap your way through Lisbon
Spend at the market or metro, withdraw cash up to CAD 600 a month free, and skip the airport kiosk altogether.
One app.
Endless cards.
Create a virtual card in seconds and spend it anywhere in the world. Then make as many more as you need, one for subscriptions, one for shopping, one for every plan you're chasing.
- No monthly fees
- Ready instantly
- Freeze anytime
Works where you already spend
Why Yolat
A card that keeps up withyour life.
Ready in seconds
Create a card the moment you sign up, no waiting for plastic in the post. Details appear instantly, ready to spend.
Freeze with one tap
Something feels off? Freeze a card instantly and unfreeze just as fast. No calls, no waiting, no stress.
Spend in 200+ countries
Accepted anywhere Mastercard is, online and in-app. Pay in the local currency and let Yolat handle the conversion.
Set your own limits
Cap per-transaction, daily or monthly spend on any card. Perfect for budgets, kids, or keeping a subscription in check.
Real-time alerts
Every charge lands as an instant notification, so you always know what's leaving your wallet, and what isn't.
Apple Pay & Google Pay
Add your Yolat card to your phone's wallet and tap to pay in the real world, straight from your device.
Fund it your way
Top up from whereveryour money lives
Fund your cards from the currencies you already hold, the accounts you get paid into, or your stablecoins, whatever's easiest today.
One wallet, every card
All your currencies live in one multi-currency wallet. Fund any card from any balance, and we handle the conversion at fair rates.
Your stablecoins
Top up straight from USDC or USDT. Your crypto becomes everyday spending power, no exchange hop required.
Money you already collect
Get paid or receive money into your local GBP, EUR, NGN, and CAD accounts — then move any balance onto a card in a tap.
Safe by default
Peace of mind, built in.
Details, only when you want them
Card numbers stay hidden until you tap to reveal - and there's no physical card to lose or have skimmed.
You're always in control
Freeze, set limits, or delete a card in seconds. If one card is ever compromised, the rest keep working.
Protected by design
Bank-grade encryption, biometric unlock and instant fraud alerts guard every transaction, day and night.
How it works
From downloadto first tap.
- 01
Open your account
Download Yolat and sign up in minutes. Verifying your identity keeps every card secure.
- 02
Create your first card
Tap “New card”, give it a name and a color, and it’s live instantly - add it to Apple or Google Pay right away.
- 03
Add as many as you need
Spin up a fresh card for every part of your life. Fund from your multi-currency wallet and spend anywhere.
A card for every plan
Built for the way,you already spend.
Netflix, AWS, Apple - accepted
Pay for online tools and subscriptions in their native currency. Open a single-subscription virtual card, kill it in a tap if needed.
Pay your team's tools, sanely
Issue separate virtual cards for software, ads, and travel - each with its own limit, each with receipts auto-attached.
FAQ
Questions peopleoften ask.
As many as you like. Most people keep a few - one for subscriptions, one for shopping, one for travel - but there's no hard cap. Create, freeze, or delete them whenever your life changes.
A card that doesn't getdeclined at checkout.
Open a virtual card now and be ready to spend it anywhere in the world.
Expert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent costExpert supportFast transactionGlobal reachSecure paymentsTransparent cost