Community
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How Mobile Wallets Are Expanding Financial Inclusion in Emerging Markets.
For millions of people, access to financial services used to depend on something very physical: a bank branch, an ATM, a formal address or the ability to meet a bank’s requirements. Mobile technology has changed that. Today, a phone can give people access to payments, savings, transfers and other financial services without requiring them to…
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8 tips on how to get the best exchange rate
When you’re sending money across borders, the exchange rate can make a bigger difference than you might expect. A rate that is just a little lower can mean that your family receives less money, your supplier gets paid less or you have to spend more to send the same amount. The tricky part is that…
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How to Avoid Investment and Impersonation Scams
A message from someone claiming to be your bank. A WhatsApp contact offering an investment opportunity. A social media account promising that your money can double in a few weeks. Scams rarely look like scams at first. They are designed to look familiar, convincing and sometimes even urgent. In Nigeria, the Securities and Exchange Commission…
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UK Tax on Foreign Dividends: The Complete Guide
Investing in global equities or owning shares in international companies can significantly diversify your portfolio. However, if you are a UK tax resident receiving income from overseas stocks or foreign corporate entities, navigating the UK tax rules on foreign dividends requires careful attention. Under current HMRC guidelines, UK residents are taxed on their worldwide income,…
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Aboki FX and the danger of the Black Market Rate.
There is a number Nigerians have become very familiar with: the Aboki & Black Market rate. You hear it in conversations. You see it shared online. Someone checks the dollar rate before paying school fees, importing goods, travelling or receiving money from abroad. And when the black market rate looks better than what a bank…
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Budget-Friendly Places to Visit in Asia
Travelling internationally has become more expensive over the last few years, but Asia continues to stand out as a budget-friendly Places to Visit in Asia for travellers looking to stretch their money further. Across Southeast and South Asia, it’s still possible to travel comfortably on $35–$50 per day, including accommodation, food, local transport, and activities.…
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Fastest Way to Send Money to India: Yolats’ Complete Guide
You don’t need a fancy finance degree to know that international money transfers can be a hassle or figure out the fastest way to send money to India. There are so many cons, like the slow delivery times, confusing exchange rates, and platforms that promise smooth transfers but end up falling flat on their face.…
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Yolat and LemFi Review: The Best Way for Nigerians in Canada to Send Money Home
There are two conversations every Nigerian in Canada eventually has: the one about how to get the best deal without losing half their money to exuberant exchange rates, and the other question about which app to actually trust with your money. Yolat and LemFi both answer those questions, but they come at them from different…
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Tired of High Fees? Discover the Best Remitly Alternatives in India That Saves You More
As international money transfers become increasingly essential for Indians managing cross-border finances, Remitly has established itself as a popular choice for its straightforward interface and fast delivery options. However, many users are now seeking a reliable Remitly alternative in India that offers better exchange rates, lower fees, or enhanced features tailored specifically to Indian users’…
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The Truth About Pound to Naira Conversions and Nigeria’s Biggest Celebration
The relationship between Pound to Naira transactions spans decades, as Nigerians have moved to the UK to study, work, and raise families since the colonial era. Today, the UK is home to one of the largest Nigerian diasporas in the world. There are large Nigerian communities in London, Manchester, Birmingham, and many other cities across…
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How Yolat Helps Nigerians Who Work From Home in Canada Send Money Home Easily
When you work from home in Canada, it almost sounds like a dream. No commuting to work daily, you have flexible hours with remote jobs, and you save a lot of transportation costs. As a Nigerian working remotely abroad, it sounds very convenient. But this convenience almost turns sour when you throw in payment delays,…
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The Best Apps To Send Money From Nigeria To The USA: Your Complete 2025 Guide
The rise of the global digital economy, coupled with the growing Nigerian diaspora communities, has made the need for seamless, cost-effective, and secure international money transfers more critical than ever, especially for Nigerians with family, business interests, or educational commitments in the United States. Finding the best apps to send money from Nigeria to the…
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How to Send Money From Nigeria to the UK Fast and Securely
When you send money, especially out of Nigeria, the entire process is such a hassle. You’d have to fill forms, wait in long bank account queues and stress over hidden charges, but now, things are different. With the exchange rate fluctuating, regulations evolving, and fintechs stepping up, people everywhere now expect almost instant transfers. Today,…
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alternative to Lemfi & New Face of Money Transfers in Nigeria
One thing Nigerians have always been known for, whether at home or abroad, isn’t just their Jollof rice, as you might think. But it’s also for their undeniable love for the grind and side hustles. From the open markets in Balogun to the buzzing tech hubs all over the country, ingenuity flows in our DNA.…
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Why the Ember Months Are Nigeria’s Busiest Time for Money
Ask any Nigerian about the “ember months” and you’ll probably get the same response. The excitement in the air is palpable, but with it also comes the knowledge of future spending, sending, and finding an alternative to Pesa. From September through December, the air changes. Suddenly, everyone is doubling their efforts, working extra hours at…
